MEMORANDUM IN OPPOSITION
Date: June 01, 2010
Bill:S05864 Hassell-Thompson/ A7355-A (Lopez)
Act to amend the insurance law to require coverage of orally administered chemotherapy
The Employer Alliance for Affordable Health Care is a grassroots coalition of more than 3,000
sole proprietors and small and medium-sized business owners who represent more than 150,000
working New Yorkers. Our members believe that everyone should have access to basic, affordable
health insurance. We oppose health insurance mandates that increase premium costs and decrease
accessibility of basic, affordable health insurance.
At a time when many of New York’s small businesses are being forced to drop coverage due to
increasing premium costs, the Legislature should refrain from this, or any type of action that could,
potentially, exacerbate costs even more.
In 2007, the Legislature laid groundwork for establishing a Health Care Quality and Cost
Containment Commission which will be responsible for studying the impact of this, or other
mandates that expand the scope of coverage, prior to passage. Lawmakers owe it to premium
payers to refrain from any such mandates prior to passage.
This, like all health insurance mandates, drive up cost. In 2010, a total of 14.2% of premiums
paid per policy holder, per year were needed to fund the 51 mandates required in New York
State (Health Insurance Mandates in New York State 2003/NovaRest Consulting and Report
by the Superintendent of Insurance on the Cost and Effectiveness of New York’s 2006 Mental
Health Parity Legislation). The state should not exacerbate health insurance costs, but instead
seek to be part of the solution.
For these reasons, the Employer Alliance for Affordable Health Care asks you
to oppose this legislation.
The Employer Alliance for Affordable Health Care is a
coalition of more than 3,400 employers and individuals from across New
York, representing more than 200,000 working New Yorkers, committed to
preserving quality affordable health care.