Logo, The Employer Alliance for Affordable Health Care - Health Care Advocacy Group
(518) 462-2296
P.O. Box 1412
Albany, NY 12201

 


What is the 
Employer Alliance?

The Employer Alliance for Affordable Health Care is the largest, single-issue grassroots business coalition in New York State.

Our members know that state health insurance mandates cause health insurance premiums to rise at rates that have become unsustainable. 

According to the Center for Health Care Research and Policy, New York is now the second costliest state for employer-sponsored health insurance with 2015 rates rising and more than three times the national rate.

Our members include more than 3,000 small business owners and sole proprietors who feel that affordable health insurance is a top business priority. These individuals are willing to take  a stand to make a difference.

Federal health care reform has not helped our cause. The Affordable Care Act  redesigned the health care delivery system, but did not address the underlying issue of cost. Meanwhile, the Governor and New York Legislature continue a "mandate at will" practice, failing to look at the long-term consequences of their actions.

Health insurance premiums are expected to increase around the nation, with early indicators placing New York's average increase at around 17 percent.

Our strength is in our numbers. Membership is easy, and it's free.

For more information call Pam Finch at (518) 462-2296 or email pamela@employeralliance.com

Information

On-line and in person, we provide:

  • Regular, in session updates, allowiong our members weigh in on legislation that directly impacts their business.
  •  Daily updates on state and national issues via social media
  • Our website is updated monthly to promote our issues and members.
  • Customized expertise that focuses on the issues faced by your community.

Advocacy

We empower our members to:

  • Meet with their elected officials
  • Easily compose letters to the editor, editorials and other communication - serving as a direct conduit to Albany
  • Write a letter to the editor, weigh in on Facebook, or very simply, visit our Legislative Action Center to have your opinion heard.

End of Session Update

"It was the best of times, it was the worst of times" - A Tale of Two Cities

The 2015-16 session was a time of intense challenge for health insurance consumers, starting with Governor Andrew Cuomo's Health Insurance Guaranty Fund proposal and ending with a barrage of bills passed in the Legislature's final days.

The session included health insurers requesting premium increases of 17.3 percent for the individual market and12 percent for small group.  In spite of that news, lawmakers proposed a new health insurance fee to cover the costs when health plans fail.  Our members rallied against this fee and successfully defeated the proposal.

This session also marked the rebirth of the Health Care Quality and Cost Containment Commission which allows lawmakers to review the cost to consumers and the medical efficacy of any health insurance mandate proposal BEFORE it’s implemented.  This marks the second time The Employer Alliance has rallied for this bill and while we were successful in getting it passed, the commission itself was never seated. In the spirit of transparency, consumers deserve to know this information.

However, the end of session crunch did take its toll. Lawmakers approved a bill that would allow doctors to bypass one of the few cost saving practices available in health insurance known as Step Therapy. It’s a process used to promote quality and efficacy while also helping to keep prescription drug coverage affordable. If signed into premium payers will now be left to pick up another financial burden. This is in addition to two other measures that will increase the cost of health insurance - one related to breast cancer screening which eliminates consumer cost-sharing and one expanding coverage for opioid and heroin addiction.

But, as the old adage goes, it’s not over until it's over. The Employer Alliance continues to weigh in to ensure that the voice of small business is heard - urging the Governor to veto step therapy and reminding lawmakers how urgently we need to reduce health insurance costs.

That is our message to New York State:

Make health insurance affordable.

Stop passing mandates.

 

  • Why do we oppose mandates?

  • Mandates encourage individuals to use their coverage while isolating them from the cost which increases utilization. 
  • Mandates give the impression that benefits are effective, even the Science or technology theyare based upon has become outdated.
  • Mandates increase the cost of insurance.

The Governor and the New York Legislature introduce close to 100 mandate proposals without any prior study to the cost or efficacy EVERY YEAR!

Lawmakers have established a way to measure the added cost that is placed on taxpayers, yet still offers the business community NO relief.