MEMORANDUM IN OPPOSITION
Date: March 2010
Bill: S7000 (Breslin)/A10372 (Morelle)
Act to amend the insurance law in relation to Autism Spectrum Disorder.
The Employer Alliance for Affordable Health Care is a grassroots
coalition of more than 3,000 sole proprietors and small and medium-sized
business owners who represent more than 150,000 working New Yorkers.
Our members believe that everyone should have access to basic,
affordable health insurance. We oppose health insurance mandates that
increase premium costs and decrease accessibility of basic, affordable
The Employer Alliance opposes this legislation for the following reasons:
- Before adopting this or any other mandated benefit, the Legislature
must first seat the Health Care Quality and Cost Containment Commission
to provide an independent body that will study the full medical and
financial impact of this legislation PRIOR to approval. This is a
broad-based mandate and to date, the cost remains widely unknown, with
estimates by the, Department of Insurance placed at 2%. In Pennsylvania,
that state’s Health Care Cost Containment Council, placed the increase
resulting from that state’s mandate – which sets a monetary cap on
treatment - as high as 6%. Based on even the most conservative estimate, this legislation threatens to increase health care costs by $540 million per year.
- Unlike other health insurance mandates, S.7000 requires private
insurers to cover treatments that are educational and not
medically-related. Medical conditions associated with Autism Spectrum
Disorder are currently covered under private health insurance policies.
- This legislation is an open invitation to increase health care
costs, with diagnosis expected to increase by as much as 17% each year.
Historically, mandated coverage results in greater utilization and
As the Legislature continues to grapple with the problem of exorbitant
health care costs and decreased access, state lawmakers must ensure that
individuals with insurance maintain their coverage. Adding any new
mandates to private health insurance will have the opposite impact than
intended - increasing both health care costs and the number of
For these reasons, the Employer Alliance for Affordable Health Care asks you to oppose this legislation.
The Employer Alliance for Affordable Health Care is a
coalition of more than 3,400 employers and individuals from across New
York, representing more than 200,000 working New Yorkers, committed to
preserving quality affordable health care.