|
|
 |
The United Hospital Fun estimates that approximately 2.2 million New Yorkers lacked insurance coverage in 2009, (Health Insurance Coverage in New York 2009.) |
|
The collective cost of paying for New York's health insurance mandates equates to 12.2% of overall premium cost. Based on 2008 premiums, this translates into $1,538 expense per year for an average family policy and $566 per year for a single person policy. (Employer Alliance, NYS Mandated Health Insurance Benefits, 2003)
|
|
Higher health care costs increase the
number of uninsured. In New York,
it is estimated that for every 1% increase in premiums, 30,000 New
Yorkers
lose health insurance. (Barents Group, 1999) |
|
Mandates have a cumulative impact on
premium costs. It is estimated that
the cost of the 12 most common mandates can increase the cost of health
insurance by as much as 30%. (Milliman and Robertson 1996) |
|
Rising health care costs have the biggest
impact on the small business
sector. For every 1% increase in premium costs, small business
sponsorship of health insurance drops by 2.6%. (Morrisey et al., 1994)
|
|
The percentage of US small business workers
receiving insurance through
their employer declined 5% between 1996 and 1998 – from 52% in
1996
to 47% in 1998. (KPMG Peat Marwick, 1999)
|
|
Nearly one of every four uninsured Americans has no health care coverage as the direct result of state mandates. (Jensen, Morrisey, 1999)
|
|
Health insurance premiums for New York's working families skyrocketed between 2000 & 2007
increasing by 80.7 percent.
(Families versus Paychecks, Families USA 2008)
|
|
Since 1999, family premiums for
employer-sponsored health coverage have increased by 131 percent,
placing increasing cost burdens on employers and workers. (Kaiser Family Foundation and Health
Research and Educational Trust. Employer
Health Benefits 2009 Annual Survey. September 2009).
|
| |
|
